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More Is Not Better

The more citations, tickets and accidents that you have, the higher your premium will be. Typically, an insurance company bases your premium on what they expect to have to pay for your future driving habits. If you have proven yourself as a great driver who avoids accidents and speeding, they will give you a break. You do not want to pay for the same coverage twice, so make sure you read up on your current policies. If you tend to be "accident prone" and are racking up points on your license, you can expect to pay a premium on your insurance.

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