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We help you GET OUT OF A LEASE by finding someone who wants to TAKE OVER your lease through a lease transfer.

Actually swapping leases is not necessary! You can get out of a lease or get into a lease.

Press Contact:
John Sternal
Merit Mile
O – 561-362-8888
C – 954-592-1201


Cincinnati, OH (May 14, 2013)

The latest car lease credit approvals data show 2013 has started out with the strongest credit health since the recession. According to credit approvals data from, the nation’s largest automotive lease marketplace, 77.3% of customers were approved during April, up from 70% during the previous month.

Credit remains the lifeblood of car leasing, and lenders must approve each individual looking to take over a lease on the marketplace. Once approved, the incoming driver completes the remaining portion of the car lease contract, while the outgoing person is no longer obligated to make the monthly payments.

In looking at the credit approvals data further, 73.6% of customers have been approved so far in 2013, compared with just 57.5% approvals during the first four months of 2012. This also compares to 68.3% of approvals during the first four months of 2011.

“The automotive industry has continued to grow in 2013, with new sales expected to be marginally higher than 2012 levels,” said Scot Hall, Executive Vice President of “Above this, key economic factors such as continued job growth, low gas prices and a healing housing market have all helped personal credit levels, allowing more consumers with credit approvals.”

The lease transfer process does not impact a person’s credit score negatively. In fact, the opposite occurs as lease companies list the outgoing driver as having completed their payment requirements once the transfer is finalized. is the first and only full-service online marketplace of in-process vehicle leases. With the goal of matching individuals who are currently leasing vehicles they wish to get out of, with individuals who are looking for short-term leases with attractive payments and no money down, it’s the perfect way to find the perfect vehicle for you.

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The leader in lease transfers and lease assumptions. can help you exit your vehicle lease early by marketing your car lease to lease buyers seeking a short term lease assumption or lease transfer. Buyers can assume or takeover a lease that fits their payment budget as well as choose a lease term that meets their needs. is the lease trade leader, the largest lease trader, and the pioneer in the lease transfer and lease assumption business. is your best option for both entering and exiting automotive leases cost effectively.

Swapalease News & Events


Time Magazine

Websites like have helped facilitate such transactions. You pay to dump a lease, but the price can be thousands less than you would owe if you turned the lease in early to a dealer. Meanwhile, buyers can pick up some sweet rides for hundreds less than their normal cost, with short-term contracts and no down payment.

USA Today

Consumers aren't limited to what's being offered on the auto lots. They can buy a car, or take over someone else's lease on Web sites like, a popular site that act as matchmakers between buyers and sellers.

Wall Street Journal

Terminating a Car Lease

The problem:

Getting out of a cal lease early
The Solution:

Find someone to take over your lease through service such as The site charges a fee to post a listing, and say finding someone is easiest for leases with 24 months or less left.

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