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We help you GET OUT OF A LEASE by finding someone who wants to TAKE OVER your lease through a lease transfer.

Actually swapping leases is not necessary! You can get out of a lease or get into a lease.

Peace of Mind Program

Concerned about your lease liabilities? We can help!

Introducing the Swapalease "Peace of Mind Program"

Due to the fact that some banks and leasing companies hold the original lessee liable, we offer a Lease Transfer Peace of Mind Plan. This plan protects you from non-payment from a new lessee, excess wear and tear charges, and physical damages that may occur*

Break away from the liability

Our Plan Covers the following liabilities:

  • Remaining monthly lease payments
  • Excess Wear and/or Excess Mileage
  • Disposition Fees
  • Excess Physical Damage

View the Terms and Conditions of the plan

Sign up for the Peace of Mind Program

Frequently Asked Questions about the Peace of Mind Program

- What does the Swapalease Peace of Mind program cover?
A: Our Plan can provide coverage for all remaining payments to be made on your vehicle lease as well as excess wear and tear, the disposition fee (if applicable) and/or excess wear physical damage up to specified amounts.
- What does the Swapalease Peace of Mind program cost?
A: Costs are based on a number of factors including the amount of your payment, remaining number of payments and the credit worthiness of the assuming party. Please contact Swapalease at 866-792-7669.
- Who do I buy this Plan from?
A: The Swapalease Peace of Mind Plan is only available directly from
- How do I know if my bank holds me liable after a lease transfer?
A: Click here to check your bank's policies.
- When does the coverage begin?
A: Coverage begins as soon as you transfer your lease (or up until 60 days after the transfer has been initiated) and would continue until the lease term is over.
- Who do I contact if I have a question about this policy?
A: You may contact a representative at Swapalease by calling 866-SWAP-NOW and asking for an associate in the Lease Default Peace of Mind Program. Our staff will assist you in addressing any concerns you may have about the policy or its enforcement.

* Up to a specified amount

Sign up for the Peace of Mind Program
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The leader in lease transfers and lease assumptions. can help you exit your vehicle lease early by marketing your car lease to lease buyers seeking a short term lease assumption or lease transfer. Buyers can assume or takeover a lease that fits their payment budget as well as choose a lease term that meets their needs. is the lease trade leader, the largest lease trader, and the pioneer in the lease transfer and lease assumption business. is your best option for both entering and exiting automotive leases cost effectively.

Swapalease News & Events


Time Magazine

Websites like have helped facilitate such transactions. You pay to dump a lease, but the price can be thousands less than you would owe if you turned the lease in early to a dealer. Meanwhile, buyers can pick up some sweet rides for hundreds less than their normal cost, with short-term contracts and no down payment.

USA Today

Consumers aren't limited to what's being offered on the auto lots. They can buy a car, or take over someone else's lease on Web sites like, a popular site that act as matchmakers between buyers and sellers.

Wall Street Journal

Terminating a Car Lease

The problem:

Getting out of a cal lease early
The Solution:

Find someone to take over your lease through service such as The site charges a fee to post a listing, and say finding someone is easiest for leases with 24 months or less left.

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